c) If the creditors` agency decides that the proposed repayment agreement is not acceptable, the worker has a 15-day period from the date on which he was informed of that decision to submit a request for consultation or a special review pursuant to Article 179.210. (b) the creditors` agency reviews a timely and duly submitted claim by the worker`s debtor and informs the worker whether the proposed refund agreement in writing is acceptable. It is up to the creditors` agency to accept a repayment agreement instead of compensating. (1) In response to a declaration of intent, a worker may propose to repay debts through voluntary payments as an alternative to wage compensation. A worker who wishes to repay a debt without a salary bill has a corresponding contract in writing for the repayment of the debt. The proposal recognizes the existence of guilt and the agreement must be in place in a way that is legally applicable. The agreement must be: d) if the creditors` agency decides that the proposed repayment agreement is acceptable, the alternative agreement must be written, signed by the employee and the designee creditors agency and meet the other requirements of this section for a voluntary repayment agreement. (ii) be signed by both the worker and the creditors` agency; (iii) define all the terms of the payment agreement; and (2) Any proposal referred to in this section ( a) of this section must reach the official designated in the MOU within 30 calendar days of receipt of the notice. (iv) if a provision intended to accelerate the debt in the event of default by the debtor, such an increase should not result in a deduction greater than 15% of the worker`s available salary, unless the worker has accepted in writing the deduction of a higher amount (5 CFR 550.1104 (i)).